Net Present Value: What is it and how to calculate it?

Net present value (NPV) is a standard method for the financial appraisal of long-term projects. Used for capital budgeting, and widely throughout economics, it measures the excess or shortfall of cash flows, in present value (PV) terms, once financing charges are met.
Formula
Each cash inflow/outflow is discounted back to its PV. Then they are […]

The path to wealth starts with improving yourself

If you have finally become frustrated with your financial situation then you are ready to take the first steps towards building your own wealth empire. Wealth building is not something that happens overnight and it can be a long process. However, the first steps are the ones closest to home and have little to do […]

Live in luxury via your wealthy employer: The new American Dream

Has the credit crisis got you down? Have you lost (or are you close to losing) your house? Have your dreams of living the rich lifestyle the popular media told you is within your reach if you work hard replaced by debt re-payment nightmares? Are you buried in debt so much that not even a […]

Affordable wedding ideas

Okay, I have to admit that this post is not so much about how to have an affordable wedding as the title suggests but rather how to spend your wedding budget in a way that makes sense. You see the problem is that most wedding ceremonies and the party that follows are a complete and […]

Make money online with blogs

After the dot com collapse in early 2000, many thought that the idea of making money online died with it. As it happens, after a short period of time that gave the market a chance to adjust, making money online became possible once more and, in fact, it became easier than ever. Today, it is […]

Make money selling phone cards

It is never too late to start your own business. Moreover, the Internet has made it possible for anyone to start their own home business with almost no cost at all. One way to make money is to start your own business selling long distance phone cards over the Internet. You can start your own […]

High yield trust deed investments

I have mentioned before that there are two basic requirements for making money from investments. One is to start investing early and the other is to find high yield but low risk investments. The first is easy to do; just start investing today and keep at it until retirement. The second can be a bit […]

A costly relocation

I finally finished my degree at the university and I was happy to enter the workforce. Unfortunately, finding a job took some time and as it happens it is a position overseas. In other words, coming out of school with next to no savings, I had to pay my bills for a couple of months […]

Hard money loans

Do you need some quick money? If so, you may want to look into getting a hard money loan. Of course, this is not always the only idea to consider. After all, you only want to borrow money in a way that is advantageous to your current financial situation. Before you get involved with hard […]

Pay your Bills then Save

As you probably know, you are responsible for paying any bills that you incur especially during the holiday season when people spend far more than they can really afford. This includes everything from a mortgage to a car payment to credit card bills. As long as you have enough money to cover these bills, you […]

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